5 Ways to Make Dentures and Bridges Affordable (Even Without Insurance)

Let’s face it: paying for a denture, bridge, or partial denture out-of-pocket can feel overwhelming. At ABC Dental in Chicago, we understand that restoring your smile is an investment. But it shouldn’t be a source of stress.

While we accept most major insurances and offer free initial consultations, we know that not everyone has coverage for major restorative work. That’s why we’ve built our practice around helping Chicago families access the care they need through smart, flexible financial options.

Here are five powerful ways to make your tooth replacement affordable, even without dental insurance.

1. Fast, Flexible Financing with Cherry

Traditional healthcare credit cards aren’t your only option. We are proud to offer Cherry, a modern payment platform trusted by over 50,000 providers nationwide, to help you say “yes” to treatment.

Why our patients love Cherry:

A 60-Second Application: You can apply quickly right from your phone—no lengthy paperwork.
Industry-Leading Approval Rates: Cherry boasts an 80%+ approval rate, giving more patients a path forward.
No Hard Credit Check & No Hidden Fees: Your initial eligibility check won’t impact your credit score, and there are no deferred interest or compounding fees.
Flexible Payment Terms: Everyone approved gets options, including 0% APR offers (like Pay-in-4 or 6-month financing) and low long-term monthly plans.

With Cherry, you can start your treatment now and spread the cost into manageable payments. It’s a simple, transparent way to budget for your new smile.

2. Take Advantage of Our Free Second Opinion & Price Guarantee

Did you know you can start saving before you even commit to treatment? At ABC Dental, we offer free second opinions on any treatment plan you’ve received.

Bring in a written estimate from another licensed dentist, and we’ll review it with you. We are confident we can provide the same or better care for a better price. In fact, we’ll beat any written estimate. This guarantee ensures you’re getting exceptional value for your investment in your oral health.

3. Ask About Payment Plans

While third-party financing like Cherry offers great flexibility, we also encourage you to speak directly with our front desk team. We strive to make quality dentistry accessible. Depending on your specific situation, we may be able to discuss:

In-house payment arrangements for smaller treatment phases.
Bundling treatment (like combining an extraction with a partial) for overall cost savings.

It never hurts to ask—we’re here to help find a solution that works for your budget.

4. Maximize Your FSA or HSA Benefits

If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA) through your employer, now is the perfect time to use it. Dentures, bridges, and other restorative dental work are almost always eligible expenses.

Check your remaining balance. Using pre-tax dollars for your treatment is essentially an instant discount on your care. We can provide you with a detailed treatment plan to submit to your plan administrator for reimbursement.

5. Phase Your Treatment Strategically

You don’t always have to do everything at once. A comprehensive treatment plan for a full mouth rehabilitation can often be broken down into phases.
For example, you might:

Phase 1: Complete necessary extractions and heal.
Phase 2: Place an immediate denture or a temporary bridge.
Phase 3: Upgrade to your final, permanent restoration.

By working with Dr. Nada or Dr. Shah you can create a timeline that allows you to spread out costs over several months while still making progress toward your healthy, confident smile.

Your Smile is Within Reach

Don’t let cost stand between you and the confidence of a complete smile. At ABC Dental, we combine expert care with a commitment to affordability.

Ready to explore your options?
Call us today at (773) 481-2200 to schedule your FREE consultation. We’ll listen to your goals, explain your options (including financing with Cherry), and provide a clear, written plan with no pressure.

We proudly serve families from Logan Square and all across Chicago. Hablamos Español. Let’s find a way to make your smile happen.